[Updated] Kisan credit card yojana apply online 2023

 Kisan Credit Card (KCC) is a financial product offered by banks in India to provide credit to farmers for their agricultural and allied activities. KCC is designed to meet the short-term credit needs of farmers and help them manage their financial affairs more efficiently.

If you are a farmer and you need a loan, then the Central Government has started the Pradhan Mantri Kisan Credit Card Scheme (Pm Kisan Credit Card Scheme) for you, according to the new rules, under the Pradhan Mantri Kisan Samman Nidhi Yojana. Every farmer taking the benefit is also an eligible beneficiary under the Pradhan Mantri Kisan Credit Card Scheme. That is if you need a loan and you are 1 beneficiary farmer of Pm Kisan, then you can very easily get a loan by applying under the PM Kisan Credit Card Scheme (KCC Scheme).

Pm Kisan credit card Scheme

• All the beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana are eligible for KCC Scheme.

• Farmers whose Aadhaar card is verified and are getting the installment of PM Kisan, these farmers can submit the KCC Scheme form to the bank.

•  The farmer can be given a loan of up to ₹ 160000 under the Kisan Credit Card Scheme without any guarantee.

• If you are also a beneficiary farmer under Pradhan Mantri Kisan Samman Nidhi Yojana, then there is very good news for you, you will also be given the benefit of KCC.

• The government has thought of giving benefits to all the beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana as beneficiaries of the Kisan Credit Card Scheme (Kcc Pm Kisan KCC Yojana).

• According to the Pradhan Mantri Kisan Samman Nidhi Yojana Guidelines, now all the beneficiaries of PM Kisan will be given Kisan Credit Card (Kcc).

Pm Kisan KCC Yojana 2023

• In the general budget, a 16-point action plan for the welfare of farmers was presented by the Modi government, in which an important point was given to the beneficiary of the Kisan Samman Nidhi Yojana.

• According to this important point, all the beneficiary farmers under Pradhan Mantri Kisan Samman Nidhi Yojana will be given the benefit of the Kisan Credit Card Scheme (KCC).

• By getting the benefit of the Kisan Credit Card Scheme (KCC), all these farmers will be able to take loans up to ₹ 160000 from the government without any guarantee, and on this, they will have to pay very less interest.

• The government announced in its announcement that in the first phase, 9.5 crore farmers would be linked with the Kisan Credit Card Scheme (KCC) and after that, out of 14.5 crore remaining farmers, about 5 crore farmers would be linked in the second phase.

benefits of Kisan Credit Card Scheme.

➡ Loan will be given to the farmers without any guarantee.

➡ Due to Pm Kisan Guideline, now farmers can easily apply for Kisan Credit Card Scheme (Kcc Apply) by going to the bank.

➡ Under the Kisan Credit Card Scheme (Kcc Loan), now ₹ 160000 will be given to the farmers at a very low-interest rate.

➡ If Kisan applies for Kcc in the bank by taking the PM Kisan KCC Form, then the bank manager will not be able to make any excuse.

Benefits Of Kisan Credit Card

The way the Pradhan Mantri Kisan Samman Nidhi Yojana became the biggest scheme in the country, the Pradhan Mantri Kisan Credit Card Yojana is also going to be around it. Almost farmers of the country will be given the benefit of the Kisan Credit Card Scheme (Kcc Scheme).

• Through Kisan Credit Card, farmers will be able to take loan at cheap rates and repay it to the bank in easy installments.

• Through Kisan Credit Card (KCC), a loan of Rs 12000 to ₹ 15000 can be easily given to the farmer on canal land.

• If a farmer needs a loan of more than ₹ 160000, then he can also give the documents of his land along with the KCC Application Form, so that more loans can be provided to him by the bank.
• Under the Kisan Credit Card Scheme (KCC), farmers will be given loans at less than 4 percent interest rates.

• The great thing is that now loan facility is also available for animal husbandry and fisheries under the Kisan Credit Card Scheme.

• You can get information about how to get Kisan Credit Card (Kcc) for Animal Husbandry and Fisheries by clicking here.

• All the beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana will be given benefits under the Kisan Credit Card Scheme by the Central Government.

PM Kisan KCC Loan Form 

The beneficiary of Pradhan Mantri Kisan Samman Nidhi Yojana will have to fill out the PM Kisan KCC Form available on the PM Kisan Portal and deposit it in his bank to take advantage of the KCC Scheme.

PM Kisan KCC Form Download

➡ First of all go to the official website of PM Kisan Pmkisan.Gov.In . Click here to visit pmkisan.gov.in. 

➡ As soon as you go to the website, in the menu bar above, you will get to see an option by downloading KCC Form. Click on Download KCC Form.

As soon as you click on Download KCC Form, the PM Kisan KCC Form will open in front of you, which you will have to fill and submit in your bank.

➡ You can see the PM Kisan KCC Form below 👇👇 and can also download it by clicking here.

➡ After the form is downloaded, it has to be printed. After getting printed, this phone will have to be filled with the help of a pen.

➡ Keep in mind that the bank account you have under PM Kisan, you have to submit the PM Kisan KCC Form to the bank manager in the same bank.

➡ Your PM Kisan KCC Form will be accepted by the bank manager and your registration will be done by the bank under the Kisan Credit Card Scheme (KCC Registration).

• Column "A" Pm Kisan KCC From Fill

  You do not have to fill any information in “A” because whatever information is there under it will be filled by the bank officials.

• Colum “B” Type Of KCC Amount Of Loan Required

In this option, first of all you have to choose whether you are applying to get a new KCC card, or if you already have a KCC card, then you want to increase its limit.

• Or if your KCC Card is lying closed then you want to start it again.

• Put a check (tick) in front of the person for whom you are applying with the help of a pen.

Amount Of Loan Required :- I have to give information about how much loan you want.

COLUMN "C" PARTICULAR OF THE APPLICANT

Under this option, you will have to enter your name and the bank account number in PM Kisan.

Here you get to see two more options which are

Whether you want to take advantage of 1. Pradhan Mantri Suraksha Bima Yojana (PMSBY) and 2. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).

If you want to take advantage, then you will have to tick the option of Yes in front of the names of these two schemes present in the third column.

In ticking on the option of Yes, ₹ 12 will be deducted annually for Pradhan Mantri Suraksha Bima Yojana and ₹ 330 annually for Pradhan Mantri Jeevan Jyoti Bima Yojana from your PM farmer's account.

Note: – It depends on you whether you want to take benefits for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana or not.

If you want to take advantage of both these schemes, then 330 + 12 = 342 rupees will be deducted annually from your PM Kisan Yojana account through auto debit.

• COLUMN “D” DETAILS OF EXISTING LOAN IF ANY

Under this column, if any loan is already running on you, then you will have to give its information.

The following information is requested from you.

• 
  
• Which institution or bank gave you the loan?
• Branch Name?
• Through which medium was the loan given?
• How much loan was given?
• Do you still have any outstanding loan?

• COLUMN "E" Particular Of Total And Bonding Of The Applicant And Crops

Under Column E, you will have to give information about your land and crop.

• COLUMN “F” KCC To Meaning And Animal Husbandry Farmer

Under this option, you have to give the name of your village and if you are rearing or want to do any pet along with their information if you are fishing or want to do it.

• COLUMN “G” Security Purpose To Be Offered

Under this option, you have to give information about what you want to give as a deposit. But according to the new rule, even if you do not make any investment, your KCC card will come.

Now you just have to put your signature or if you put your thumb impression then you have to submit this form to the bank.

Note:- Enter the PM Kisan KCC Form in the same bank in which your PM Kisan bank account is running.

• In simple words, you have to apply for Pm Kisan KCC Yojana Card by going to the same bank account in which the installment money of Pradhan Mantri Kisan Samman Nidhi Yojana is coming.

• After the application is done, a slip will be given to you by the bank which will prove that the bank has accepted your application.

• After a few days of acceptance of the application by the bank, you will be given the KCC Card.

If you want a complete article on how to apply CSC PM Kisan Online KCC, then do comment, I will tell you the whole process through the article.

Pm Kisan Credit Card Limit

Friends, if you are also thinking of making your application under the Pradhan Mantri Kisan Credit Card, then this question will also come to your mind how much loan will be given for the Kisan Credit Card in the amount of your land.

On top of this, we have also given you a video, by watching you can get information on which land you will cultivate what kind of crop, then how much loan will be given to you under KCC.

In this video, we have considered 1 acre of land as a standard and have mentioned in detail the loan amount available for different types of crops.

Note:- The loan available under PM Kisan KCC may be slightly different from the figures given by us in different states.

Because anytime the loan available under KCC depends on the bank, if the bank wants, it can provide you a little more amount and if it wants, it can also provide a little less amount. But by watching this video, you will get an idea that according to your farming, how much loan will be given to you by the bank and what will be your KCC Limit.

Note:- In today's article, we have given you a lot of information related to the Pradhan Mantri Kisan Credit Scheme.

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FAQ Pm Kisan Credit Card Yojana 2023

Q.1 Are all farmers eligible for PM Kisan Credit Card?

It is not like this, now the first phase of the Kisan Credit Card Scheme has been started, in which the beneficiary farmers of Pradhan Mantri Kisan Samman Nidhi Yojana, whose number is about 9.5 crores, have been considered as beneficiaries under the Kisan Credit Card Scheme.

Out of these 9.5 crore farmers, 6.6 crore farmers already have Kisan Credit Card, while the remaining 3 crore farmers are the beneficiaries of the Kisan Credit Card Scheme.

Q.2 Will the benefit of PM Kisan Credit Card Scheme be given directly to the beneficiary of PM Kisan?

• It is not even that being a beneficiary of PM Kisan is just a bonus point for you.

• That you will be given the benefit of a Kisan Credit Card.

• But to get the benefits of the Kisan Credit Card, you have to apply for Kisan Credit Card Yojana.

• Under this, your registration will have to be done through online or offline means.

• It is not necessary to apply, your application is accepted or rejected by the bank, it is also valid.

• You will be given the benefit of Kisan Credit Card Scheme only after the application is accepted by the bank.